  /* Fonts are served from this site, so nothing loads from a third party before cookie consent. */
  @font-face{font-family:"Poppins";font-weight:500;font-style:normal;font-display:optional;src:url(/fonts/poppins-latin-500-normal.woff2) format("woff2")}
  @font-face{font-family:"Poppins";font-weight:600;font-style:normal;font-display:optional;src:url(/fonts/poppins-latin-600-normal.woff2) format("woff2")}
  @font-face{font-family:"Poppins";font-weight:700;font-style:normal;font-display:optional;src:url(/fonts/poppins-latin-700-normal.woff2) format("woff2")}
  @font-face{font-family:"IBM Plex Sans";font-weight:400;font-style:normal;font-display:optional;src:url(/fonts/ibm-plex-sans-latin-400-normal.woff2) format("woff2")}
  @font-face{font-family:"IBM Plex Sans";font-weight:500;font-style:normal;font-display:optional;src:url(/fonts/ibm-plex-sans-latin-500-normal.woff2) format("woff2")}
  @font-face{font-family:"IBM Plex Sans";font-weight:600;font-style:normal;font-display:optional;src:url(/fonts/ibm-plex-sans-latin-600-normal.woff2) format("woff2")}
  :root{
    --red:#c81e2d; --red-deep:#a5161f; --navy:#14286e; --navy-deep:#0d1c50; --navy-ink:#081235;
    --blue:#4a6cf0; --ink:#161b2c; --muted:#5a6175; --faint:#6b7186; --line:#e4e8f1; --tint:#f4f6fb; --paper:#ffffff;
    --good:#0e7a5a; --mint:#7fe0bd;
    --display:Poppins,system-ui,-apple-system,"Segoe UI",sans-serif;
    --body:"IBM Plex Sans",system-ui,-apple-system,"Segoe UI",sans-serif;
    --max:1160px; --gutter:clamp(18px,5vw,64px);
    --shadow:0 30px 70px -28px rgba(9,19,56,.45); --shadow-sm:0 12px 30px -16px rgba(9,19,56,.28);
  }
  *{box-sizing:border-box}
  html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;scroll-padding-top:84px}
  body{margin:0;font-family:var(--body);color:var(--ink);background:var(--paper);line-height:1.6;font-size:17px;overflow-x:hidden}
  h1,h2,h3{font-family:var(--display);letter-spacing:-.02em;line-height:1.12;margin:0;color:var(--navy);font-weight:700}
  p{margin:0}
  a{color:var(--navy)}
  svg{flex:none}
  :focus-visible{outline:3px solid var(--red);outline-offset:3px;border-radius:6px}
  .wrap{max-width:var(--max);margin:0 auto;padding:0 var(--gutter)}
  .sr{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}
  .skip{position:absolute;left:-999px;top:10px;z-index:100;background:#fff;color:var(--navy);padding:10px 14px;border-radius:10px;font-weight:600}
  .skip:focus{left:10px}

  /* buttons */
  .btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--display);font-weight:600;font-size:1rem;line-height:1.2;text-decoration:none;padding:15px 24px;border-radius:999px;border:1.5px solid transparent;cursor:pointer;transition:transform .2s,background .2s,border-color .2s,color .2s,box-shadow .2s;white-space:nowrap}
  .btn:hover{transform:translateY(-2px)}
  .btn:active{transform:scale(.98)}
  .btn svg{width:18px;height:18px;transition:transform .2s}
  .btn:hover svg.arr{transform:translateX(3px)}
  .btn-red{background:var(--red);color:#fff;box-shadow:0 10px 24px -10px rgba(200,30,45,.7)}
  .btn-red:hover{background:var(--red-deep)}
  .btn-ghost{color:#fff;border-color:rgba(255,255,255,.35);background:rgba(255,255,255,.04)}
  .btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.1)}
  .btn-line{color:var(--navy);border-color:var(--line);background:#fff}
  .btn-line:hover{border-color:var(--navy)}
  .btn-navy{background:var(--navy);color:#fff}
  .btn-navy:hover{background:var(--navy-deep)}
  .btn-white{background:#fff;color:var(--navy)}
  .btn-white:hover{background:#eef1fb}
  .btn-block{width:100%}
  .btn-sm{padding:10px 18px;font-size:.92rem}

  /* type helpers */
  .kicker{font-family:var(--display);font-weight:600;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:var(--red);margin-bottom:12px}
  .h2{font-size:clamp(1.9rem,3.6vw,2.85rem);text-wrap:balance}
  .lead{font-size:clamp(1.03rem,1.4vw,1.16rem);color:var(--muted);max-width:58ch;margin-top:14px}
  section{padding:clamp(64px,9vw,108px) 0}
  .head{max-width:760px}
  .center{text-align:center;margin:0 auto}
  .center .lead{margin-left:auto;margin-right:auto}

  /* header */
  .top{position:fixed;top:0;left:0;right:0;z-index:50;padding:16px 0;transition:background .3s,box-shadow .3s,padding .3s}
  .top > .wrap{display:flex;align-items:center;gap:24px}
  .brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-family:var(--display);font-weight:700;font-size:1.28rem;letter-spacing:-.03em;flex:none}
  .brand svg{width:34px;height:34px}
  .brand .t{color:var(--red)}
  .brand .f{color:#fff;transition:color .3s}
  .nav{display:flex;gap:4px;margin-left:auto}
  .nav a{color:rgba(255,255,255,.86);text-decoration:none;font-weight:500;font-size:.95rem;padding:8px 12px;border-radius:999px;transition:background .2s,color .2s;white-space:nowrap}
  .nav a:hover{background:rgba(255,255,255,.1);color:#fff}
  .right{display:flex;align-items:center;gap:12px;flex:none}
  .tel{display:flex;align-items:center;gap:8px;color:#fff;text-decoration:none;font-weight:500;font-size:.95rem;white-space:nowrap}
  .tel svg{width:17px;height:17px}
  .top .short{display:none}
  .menu{display:none;width:44px;height:44px;border-radius:12px;border:1.5px solid rgba(255,255,255,.35);background:transparent;cursor:pointer;position:relative}
  .menu span{position:absolute;left:12px;right:12px;height:2px;background:#fff;border-radius:2px;transition:transform .25s,top .25s,background .3s}
  .menu span:first-child{top:16px}
  .menu span:last-child{top:25px}
  .menu[aria-expanded="true"] span:first-child{top:21px;transform:rotate(45deg)}
  .menu[aria-expanded="true"] span:last-child{top:21px;transform:rotate(-45deg)}
  .top.solid,.top.open{background:rgba(255,255,255,.96);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);box-shadow:0 1px 0 var(--line);padding:10px 0}
  .top.solid .brand .f,.top.open .brand .f{color:var(--navy)}
  .top.solid .nav a,.top.open .nav a{color:var(--ink)}
  .top.solid .nav a:hover{background:var(--tint);color:var(--red)}
  .top.solid .tel,.top.open .tel{color:var(--navy)}
  .top.solid .menu,.top.open .menu{border-color:var(--line)}
  .top.solid .menu span,.top.open .menu span{background:var(--navy)}
  .mnav{border-top:1px solid var(--line);background:#fff;padding:10px 0 18px;max-height:calc(100vh - 70px);overflow-y:auto}
  .mnav .wrap{display:block}
  .mnav a.link{display:block;padding:13px 4px;border-bottom:1px solid var(--line);color:var(--ink);text-decoration:none;font-family:var(--display);font-weight:600}
  .mnav .mrow{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:16px}

  /* hero */
  .hero{position:relative;color:#fff;padding:clamp(104px,10vw,124px) 0 clamp(64px,8vw,96px);overflow:hidden;
    background:radial-gradient(900px 520px at 88% 0%,rgba(74,108,240,.5),transparent 62%),radial-gradient(700px 480px at -5% 105%,rgba(200,30,45,.32),transparent 60%),linear-gradient(160deg,var(--navy-ink) 0%,var(--navy-deep) 45%,var(--navy) 100%)}
  .hero::before{content:"";position:absolute;inset:0;pointer-events:none;background-image:linear-gradient(rgba(255,255,255,.055) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.055) 1px,transparent 1px);background-size:46px 46px;-webkit-mask-image:radial-gradient(ellipse 70% 60% at 70% 35%,#000 15%,transparent 75%);mask-image:radial-gradient(ellipse 70% 60% at 70% 35%,#000 15%,transparent 75%)}
  .hero::after{content:"";position:absolute;width:520px;height:520px;right:-140px;top:-120px;border-radius:50%;background:radial-gradient(circle,rgba(127,224,189,.16),transparent 65%);animation:drift 14s ease-in-out infinite alternate;pointer-events:none}
  @keyframes drift{to{transform:translate(-90px,70px)}}
  .hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.06fr .94fr;gap:clamp(32px,5vw,72px);align-items:start}
  .hero .copy{padding-top:clamp(0px,1.6vw,24px)}
  @keyframes ping{0%{box-shadow:0 0 0 0 rgba(127,224,189,.55)}80%,100%{box-shadow:0 0 0 10px rgba(127,224,189,0)}}
  .hero h1{color:#fff;font-size:clamp(2.6rem,4.25vw,3.4rem);margin:22px 0 20px;letter-spacing:-.035em}
  .hero h1 .hl{position:relative;white-space:nowrap;z-index:0}
  .hero h1 .hl::after{content:"";position:absolute;left:-.04em;right:-.04em;bottom:.04em;height:.2em;background:var(--red);z-index:-1;border-radius:4px;transform-origin:left;animation:mark 1s .35s cubic-bezier(.2,.8,.2,1) both}
  @keyframes mark{from{transform:scaleX(0)}to{transform:scaleX(1)}}
  .hero .sub{font-size:clamp(1.05rem,1.5vw,1.22rem);color:rgba(255,255,255,.84);max-width:46ch}
  .hero .actions{display:flex;flex-wrap:wrap;gap:12px;margin:30px 0 26px}

  /* estimator */
  .calc{background:#fff;color:var(--ink);border-radius:24px;padding:clamp(22px,3vw,30px);box-shadow:0 40px 90px -30px rgba(0,0,0,.6),0 0 0 1px rgba(255,255,255,.08)}
  .calc-head{display:flex;align-items:center;justify-content:space-between;gap:12px}
  .calc h3{font-size:1.3rem}
  .pill{font-family:var(--display);font-weight:600;font-size:.78rem;color:var(--navy);background:#eef1fb;padding:6px 11px;border-radius:999px;white-space:nowrap}
  .field{margin-top:14px}
  .field label{display:flex;justify-content:space-between;align-items:baseline;gap:12px;font-weight:500;font-size:.95rem;color:var(--ink)}
  .field output{font-family:var(--display);font-weight:600;color:var(--navy);font-variant-numeric:tabular-nums;white-space:nowrap}
  input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:8px;border-radius:999px;margin:14px 0 4px;cursor:pointer;background:linear-gradient(90deg,var(--navy) 0,var(--navy) var(--p,50%),var(--line) var(--p,50%));outline:none}
  input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:26px;height:26px;border-radius:50%;background:#fff;border:3px solid var(--navy);box-shadow:0 4px 12px rgba(13,28,80,.3);transition:transform .15s}
  input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:#fff;border:3px solid var(--navy);box-shadow:0 4px 12px rgba(13,28,80,.3)}
  input[type=range]:active::-webkit-slider-thumb{transform:scale(1.15)}
  input[type=range]:focus-visible{outline:3px solid var(--red);outline-offset:6px}
  .more{margin-top:14px}
  .more summary{cursor:pointer;color:var(--navy);font-weight:600;font-size:.92rem;list-style:none;display:inline-flex;align-items:center;gap:6px}
  .more summary::-webkit-details-marker{display:none}
  .more summary::before{content:"+";display:inline-grid;place-items:center;width:20px;height:20px;border-radius:50%;background:#eef1fb;font-weight:700;transition:transform .2s}
  .more[open] summary::before{transform:rotate(45deg)}
  .switch{display:flex;align-items:center;gap:12px;margin-top:14px;cursor:pointer;font-weight:500;font-size:.95rem}
  .switch input{position:absolute;opacity:0;width:1px;height:1px}
  .switch .knob{width:46px;height:26px;border-radius:999px;background:#cfd5e4;position:relative;transition:background .2s;flex:none}
  .switch .knob::after{content:"";position:absolute;top:3px;left:3px;width:20px;height:20px;border-radius:50%;background:#fff;box-shadow:0 2px 6px rgba(0,0,0,.2);transition:transform .2s}
  .switch input:checked + .knob{background:var(--navy)}
  .switch input:checked + .knob::after{transform:translateX(20px)}
  .switch input:focus-visible + .knob{outline:3px solid var(--red);outline-offset:3px}
  .switch small{display:block;color:var(--muted);font-weight:400;font-size:.84rem;line-height:1.3}
  .result{margin-top:16px;padding:16px 18px;border-radius:18px;background:var(--tint)}
  .result .lbl{font-size:.78rem;color:var(--muted);text-transform:uppercase;letter-spacing:.1em;font-weight:600}
  .result .big{font-family:var(--display);font-weight:700;font-size:clamp(2.3rem,4.2vw,3rem);color:var(--navy);line-height:1.1;letter-spacing:-.03em;font-variant-numeric:tabular-nums;margin-top:2px}
  .bar{display:flex;height:12px;border-radius:999px;overflow:hidden;background:var(--line);margin:14px 0 10px}
  .bar span{display:block;height:100%;transition:width .6s cubic-bezier(.2,.8,.2,1)}
  .bar .fed{background:var(--navy)}
  .bar .ont{background:var(--blue)}
  .legend{display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap;font-size:.88rem;color:var(--muted)}
  .legend b{color:var(--ink);font-weight:600;font-variant-numeric:tabular-nums}
  .dot{display:inline-block;width:9px;height:9px;border-radius:50%;margin-right:6px;vertical-align:1px}
  .dot.fed{background:var(--navy)}
  .dot.ont{background:var(--blue)}
  .split{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:14px;padding-top:14px;border-top:1px dashed #cdd3e2;font-size:.86rem;color:var(--muted)}
  .split b{display:block;font-family:var(--display);font-size:1.18rem;color:var(--ink);font-variant-numeric:tabular-nums}
  .split .keep b{color:var(--good)}
  .minfee{font-size:.84rem;color:var(--muted);margin-top:10px}
  .calc .btn-block{margin-top:16px}
  .fine{font-size:.8rem;color:var(--faint);margin-top:12px;line-height:1.5}
  .how-calc{margin-top:8px;font-size:.84rem;color:var(--muted)}
  .how-calc summary{cursor:pointer;color:var(--navy);font-weight:600}
  .how-calc p{margin-top:8px;line-height:1.55}

  /* eligibility */
  .check{background:var(--tint)}
  .elig-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:clamp(22px,4vw,48px);margin-top:0;align-items:start}
  .qs{counter-reset:q}
  .q{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:18px 20px;background:#fff;border:1.5px solid var(--line);border-radius:18px;margin-bottom:12px;transition:border-color .25s,box-shadow .25s}
  .q.on{border-color:#c9d2ea;box-shadow:var(--shadow-sm)}
  .q p{font-weight:600;color:var(--ink);line-height:1.4;position:relative;padding-left:34px}
  .q p::before{counter-increment:q;content:counter(q);position:absolute;left:0;top:-1px;display:grid;place-items:center;width:24px;height:24px;border-radius:50%;background:#eef1fb;color:var(--navy);font:700 .8rem var(--display)}
  .q small{display:block;color:var(--muted);font-weight:400;font-size:.88rem;margin:4px 0 0 34px;line-height:1.45}
  .yn{display:flex;gap:6px;flex:none}
  .yn button{font:600 .9rem var(--display);padding:10px 16px;border-radius:999px;border:1.5px solid var(--line);background:#fff;color:var(--ink);cursor:pointer;transition:background .2s,border-color .2s,color .2s,transform .15s}
  .yn button:hover{border-color:var(--navy)}
  .yn button:active{transform:scale(.95)}
  .yn button.y[aria-pressed="true"]{background:var(--navy);border-color:var(--navy);color:#fff}
  .yn button.n[aria-pressed="true"]{background:#fff4f5;border-color:var(--red);color:var(--red)}
  .meter{position:sticky;top:96px;background:#fff;border-radius:22px;padding:28px 24px;text-align:center;border:1.5px solid var(--line);box-shadow:var(--shadow-sm)}
  .gauge{width:220px;max-width:100%;display:block;margin:0 auto}
  .gauge .track{stroke:var(--line)}
  .gauge .fill{stroke:var(--navy);transition:stroke-dashoffset .9s cubic-bezier(.2,.8,.2,1),stroke .3s,opacity .2s}
  .meter .score{font-family:var(--display);font-weight:700;font-size:2.3rem;color:var(--navy);margin-top:-58px;line-height:1;font-variant-numeric:tabular-nums}
  .meter .of{font-size:.85rem;color:var(--muted);margin-top:6px}
  .meter h3{font-size:1.2rem;margin-top:18px}
  .meter p.t{color:var(--muted);font-size:.95rem;margin:8px auto 18px;max-width:30ch}
  .meter.good h3{color:var(--good)}
  .meter.maybe h3{color:var(--navy)}
  .meter.low h3{color:var(--red)}
  .examples{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:14px}
  .ex{background:#fff;border-radius:20px;padding:24px;border:1.5px solid var(--line)}
  .ex h3{font-size:1.05rem;display:flex;align-items:center;gap:10px}
  .ex h3 .ic{width:30px;height:30px;border-radius:50%;display:grid;place-items:center}
  .ex.yes h3 .ic{background:#e3f6ee;color:var(--good)}
  .ex.no h3 .ic{background:#fdecee;color:var(--red)}
  .ex h3 .ic svg{width:16px;height:16px}
  .ex ul{list-style:none;padding:0;margin:14px 0 0}
  .ex li{padding:10px 0;border-top:1px solid var(--line);font-size:.97rem;color:var(--ink)}
  .ex .tag{display:block;font-size:.8rem;color:var(--faint);margin-top:12px}

  /* deadline */
  .dl-card{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(22px,4vw,56px);align-items:center;margin-top:0;padding:clamp(22px,3.4vw,40px);border-radius:26px;border:1.5px solid var(--line);box-shadow:var(--shadow-sm);background:#fff}
  .q-lbl{font-family:var(--display);font-weight:600;color:var(--navy);font-size:1.1rem}
  .selects{display:flex;gap:12px;margin-top:14px}
  select{-webkit-appearance:none;appearance:none;font:500 1rem var(--body);padding:14px 44px 14px 16px;border-radius:14px;border:1.5px solid #d6dbe8;color:var(--ink);cursor:pointer;min-width:0;flex:1;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2314286e' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E") no-repeat right 14px center/18px}
  select:focus{border-color:var(--navy);outline:none;box-shadow:0 0 0 4px rgba(20,40,110,.12)}
  .dl-in .note{font-size:.88rem;color:var(--muted);margin-top:10px}
  .dl-out{padding:clamp(18px,2.6vw,28px);border-radius:20px;background:var(--tint)}
  .dl-out .small{font-size:.8rem;text-transform:uppercase;letter-spacing:.1em;font-weight:600;color:var(--muted)}
  .dl-out .date{font-family:var(--display);font-weight:700;font-size:clamp(1.8rem,3.4vw,2.5rem);color:var(--navy);letter-spacing:-.03em;line-height:1.15;margin-top:4px}
  .days{display:inline-flex;align-items:center;gap:8px;margin-top:10px;padding:6px 12px;border-radius:999px;background:#fff;font:600 .9rem var(--display);color:var(--navy);border:1.5px solid var(--line)}
  .days.urgent{color:var(--red);border-color:#f3c3c8;background:#fff4f5}
  .days.closed{color:#fff;background:var(--red);border-color:var(--red)}
  .track2{height:10px;border-radius:999px;background:#dfe4f0;overflow:hidden;margin:18px 0 8px}
  .track2 span{display:block;height:100%;width:0;border-radius:999px;background:linear-gradient(90deg,var(--navy),var(--blue));transition:width .9s cubic-bezier(.2,.8,.2,1)}
  .track2.hot span{background:linear-gradient(90deg,var(--navy),var(--red))}
  .ends{display:flex;justify-content:space-between;gap:10px;font-size:.84rem;color:var(--muted)}
  .dl-out .msg{margin-top:14px;font-size:.95rem;color:var(--ink)}
  .dl-out .msg a{font-weight:600}

  /* how it works */
  .how{background:var(--navy-ink);color:#fff;position:relative;overflow:hidden}
  .how::before{content:"";position:absolute;inset:0;background:radial-gradient(700px 400px at 100% 0%,rgba(74,108,240,.28),transparent 65%);pointer-events:none}
  .how .wrap{position:relative}
  .how h2{color:#fff}
  .how .lead{color:rgba(255,255,255,.76)}
  .steps{list-style:none;padding:0;margin:56px 0 0;display:grid;grid-template-columns:repeat(4,1fr);gap:28px;position:relative;--fill:0}
  .steps::before,.steps::after{content:"";position:absolute;top:27px;left:28px;height:2px;border-radius:2px}
  .steps::before{right:28px;background:rgba(255,255,255,.14)}
  .steps::after{width:calc((100% - 56px) * var(--fill));background:linear-gradient(90deg,var(--red),#ff6b76)}
  .step .num{width:56px;height:56px;border-radius:50%;display:grid;place-items:center;font:700 1.15rem var(--display);background:var(--navy-ink);border:2px solid rgba(255,255,255,.22);color:#fff;position:relative;z-index:1;transition:background .4s,border-color .4s,box-shadow .4s}
  .step.on .num{background:var(--red);border-color:var(--red);box-shadow:0 0 0 8px rgba(200,30,45,.18)}
  .step h3{color:#fff;font-size:1.15rem;margin:22px 0 8px}
  .step p{color:rgba(255,255,255,.76);font-size:.97rem}
  .step .when{display:inline-block;margin-top:14px;font-size:.8rem;font-weight:600;letter-spacing:.04em;color:var(--mint);background:rgba(127,224,189,.1);padding:5px 10px;border-radius:999px}

  /* faq */
  .faq-list{max-width:820px;margin:36px auto 0}
  .faq details{border-bottom:1.5px solid var(--line)}
  .faq summary{list-style:none;cursor:pointer;padding:22px 48px 22px 0;font:600 1.08rem var(--display);color:var(--navy);position:relative;line-height:1.35}
  .faq summary::-webkit-details-marker{display:none}
  .faq summary::after{content:"";position:absolute;right:4px;top:50%;width:30px;height:30px;margin-top:-15px;border-radius:50%;background:#eef1fb url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2314286e' stroke-width='2.5' stroke-linecap='round'%3E%3Cpath d='M12 5v14M5 12h14'/%3E%3C/svg%3E") no-repeat center/16px;transition:transform .25s,background-color .25s}
  .faq details[open] summary::after{transform:rotate(45deg);background-color:#fde9eb}
  .faq .a{padding:0 0 22px;color:var(--muted);max-width:68ch}

  /* contact */
  .contact{background:radial-gradient(800px 500px at 100% 100%,rgba(74,108,240,.35),transparent 60%),linear-gradient(160deg,var(--navy-ink),var(--navy-deep) 55%,var(--navy));color:#fff}
  .c-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:clamp(28px,5vw,64px);align-items:start}
  .contact .kicker{color:#ff8a93}
  .contact h2{color:#fff}
  .contact .lead{color:rgba(255,255,255,.8)}
  .gets{list-style:none;padding:0;margin:26px 0 0}
  .gets li{display:flex;gap:10px;align-items:flex-start;padding:7px 0;color:rgba(255,255,255,.9)}
  .gets svg{width:20px;height:20px;color:var(--mint);margin-top:3px}
  .direct{display:grid;gap:10px;margin-top:28px}
  .direct a{display:flex;align-items:center;gap:14px;color:#fff;text-decoration:none;padding:14px 16px;border-radius:16px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);transition:background .2s,border-color .2s}
  .direct a:hover{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.3)}
  .direct .ic{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;background:rgba(255,255,255,.1)}
  .direct .ic svg{width:19px;height:19px}
  .direct small{display:block;color:rgba(255,255,255,.65);font-size:.82rem}
  .form{background:#fff;color:var(--ink);border-radius:26px;padding:clamp(22px,3vw,34px);box-shadow:0 40px 90px -30px rgba(0,0,0,.6)}
  .form h3{font-size:1.25rem}
  .form .sub2{color:var(--muted);font-size:.93rem;margin-top:4px}
  .f2{display:grid;grid-template-columns:1fr 1fr;gap:0 14px}
  .fld{display:flex;flex-direction:column;gap:6px;margin-top:14px}
  .fld label{font-weight:500;font-size:.92rem}
  .fld label i{font-style:normal;color:var(--faint);font-weight:400}
  .fld input,.fld textarea,.fld select{font:400 1rem var(--body);padding:13px 14px;border-radius:12px;border:1.5px solid #d6dbe8;background-color:#fff;color:var(--ink);width:100%;flex:none}
  .fld textarea{min-height:92px;resize:vertical}
  .fld input:focus,.fld textarea:focus{border-color:var(--navy);outline:none;box-shadow:0 0 0 4px rgba(20,40,110,.12)}
  .est-note{display:none;margin-top:16px;background:#eef8f3;border:1px solid #cdeedd;border-radius:12px;padding:12px 14px;font-size:.92rem;color:#0b5a43}
  .est-note.show{display:block}
  .hp{position:absolute;left:-9999px}
  .form .btn-block{margin-top:18px}
  .privacy{font-size:.82rem;color:var(--faint);margin-top:12px;text-align:center}
  .done{display:none;text-align:center;padding:24px 6px}
  .done .ok{width:64px;height:64px;border-radius:50%;margin:0 auto 16px;display:grid;place-items:center;background:#e3f6ee;color:var(--good)}
  .done .ok svg{width:30px;height:30px}
  .done h3{font-size:1.35rem}
  .done p{color:var(--muted);margin-top:8px}
  .done .row{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin-top:20px}
  .form.sent .fields{display:none}
  .form.sent .done{display:block}

  /* footer */
  footer{background:var(--navy-ink);color:rgba(255,255,255,.72);padding:44px 0 46px;font-size:.92rem}
  footer .row1{display:flex;flex-wrap:wrap;justify-content:space-between;gap:18px;align-items:center}
  footer .brand .f{color:#fff}
  footer .tag2{margin-top:6px;color:rgba(255,255,255,.6);font-size:.9rem}
  footer .links{display:flex;flex-wrap:wrap;gap:8px 20px}
  footer a{color:#fff;text-decoration:none}
  footer a:hover{text-decoration:underline}
  footer .legal{margin-top:26px;padding-top:20px;border-top:1px solid rgba(255,255,255,.1);font-size:.8rem;color:rgba(255,255,255,.5);line-height:1.6}

  /* mobile bar + consent */
  .mbar{position:fixed;left:0;right:0;bottom:0;z-index:45;display:none;gap:8px;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:rgba(255,255,255,.97);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-top:1px solid var(--line);transform:translateY(110%);transition:transform .35s}
  .mbar.show{transform:none}
  .mbar .btn{padding:12px 10px;font-size:.92rem}
  .consent{position:fixed;left:16px;bottom:16px;z-index:60;max-width:440px;display:flex;align-items:center;gap:12px;background:#fff;border-radius:18px;padding:12px 14px 12px 16px;box-shadow:var(--shadow);border:1px solid var(--line);font-size:.86rem;color:var(--muted);line-height:1.4;transform:translateY(16px);opacity:0;transition:transform .4s,opacity .4s,bottom .3s}
  .consent[hidden]{display:none}
  .consent.show{transform:none;opacity:1}
  .consent p{flex:1;min-width:0}
  .consent b{color:var(--navy);font-family:var(--display);font-weight:600}
  .consent .row3{display:flex;flex-direction:column;gap:6px;flex:none}
  .consent .btn{padding:8px 14px;font-size:.84rem}

  /* insights band: one line; scripts/site_build.py writes the same markup when a new deep dive goes live */
  .insights-band{padding:26px 0;background:#fff;border-top:1px solid var(--line)}
  .ib{display:flex;align-items:center;flex-wrap:wrap;gap:8px 18px}
  .ib-k{font:600 .76rem var(--display);letter-spacing:.12em;text-transform:uppercase;color:var(--red)}
  .ib-link{display:flex;flex-wrap:wrap;align-items:baseline;gap:2px 12px;text-decoration:none;color:var(--navy);flex:1 1 320px}
  .ib-title{font:600 1.02rem var(--display)}
  .ib-link:hover .ib-title{text-decoration:underline;text-underline-offset:4px}
  .ib-meta{font-size:.86rem;color:var(--faint)}
  .ofpay{font-size:.88rem;color:var(--muted);margin-top:4px}

  /* ticket to claim demo */
  .demo{margin-top:64px;border-radius:26px;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.12);padding:clamp(22px,3.4vw,40px)}
  .demo-head h3{color:#fff;font-size:clamp(1.3rem,2.2vw,1.65rem)}
  .demo-head p{color:rgba(255,255,255,.74);margin-top:8px;max-width:64ch}
  .demo-grid{display:grid;grid-template-columns:1fr auto 1.15fr;gap:20px;align-items:stretch;margin-top:26px}
  .pane{border-radius:18px;overflow:hidden;display:flex;flex-direction:column}
  .pane.notes{background:#0b1640;border:1px solid rgba(255,255,255,.12)}
  .pane.claim{background:#fff;color:var(--ink)}
  .pane-bar{display:flex;align-items:center;gap:10px;padding:12px 16px;font:600 .8rem var(--display);letter-spacing:.02em;color:rgba(255,255,255,.78);border-bottom:1px solid rgba(255,255,255,.1)}
  .pane-bar.light{color:var(--muted);border-bottom-color:var(--line);background:var(--tint)}
  .dots{display:flex;gap:6px;flex:none}
  .dots i{width:9px;height:9px;border-radius:50%;background:rgba(255,255,255,.25)}
  .dots i:first-child{background:#ff6b76}
  .log{list-style:none;margin:0;padding:18px 16px;display:grid;gap:14px;font:500 .86rem/1.55 ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;color:#dfe5ff}
  .log li{display:grid;grid-template-columns:64px 1fr;gap:12px;align-items:start}
  .tag{font:600 .68rem/1 var(--display);letter-spacing:.06em;text-transform:uppercase;padding:6px 0;border-radius:6px;text-align:center;margin-top:1px}
  .t1{background:rgba(255,107,118,.16);color:#ffa3aa}
  .t2{background:rgba(116,145,255,.2);color:#b9c6ff}
  .t3{background:rgba(127,224,189,.16);color:var(--mint)}
  .bridge{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:10px;color:var(--mint);font:600 .78rem var(--display);text-align:center;min-width:92px}
  .bridge svg{width:36px;height:36px;padding:8px;border-radius:50%;background:rgba(127,224,189,.12);animation:nudge 2.4s ease-in-out infinite}
  @keyframes nudge{50%{transform:translateX(4px)}}
  .claim dl{margin:0;padding:18px 20px 20px;display:grid;gap:14px}
  .claim dt{font:700 .76rem var(--display);letter-spacing:.08em;text-transform:uppercase;display:flex;align-items:center;gap:8px}
  .claim dt::before{content:"";width:8px;height:8px;border-radius:50%}
  .c1 dt{color:var(--red)} .c1 dt::before{background:var(--red)}
  .c2 dt{color:#3352d6} .c2 dt::before{background:#3352d6}
  .c3 dt{color:var(--good)} .c3 dt::before{background:var(--good)}
  .claim dd{margin:5px 0 0;font-size:.94rem;line-height:1.55;color:var(--ink)}
  .js .demo .log li,.js .demo .claim dl>div{opacity:0;transform:translateY(8px);transition:opacity .5s ease,transform .5s ease}
  .js .demo.in .log li,.js .demo.in .claim dl>div{opacity:1;transform:none}
  .js .demo.in .log li:nth-child(2){transition-delay:.15s}
  .js .demo.in .log li:nth-child(3){transition-delay:.3s}
  .js .demo.in .log li:nth-child(4){transition-delay:.45s}
  .js .demo.in .claim dl>div:nth-child(1){transition-delay:.8s}
  .js .demo.in .claim dl>div:nth-child(2){transition-delay:1.05s}
  .js .demo.in .claim dl>div:nth-child(3){transition-delay:1.3s}
  .privacy a,.consent a{color:inherit;font-weight:600}

  /* byline in hero */
  .byline{display:inline-flex;align-items:center;gap:12px;margin-top:24px;text-decoration:none;color:#fff;padding:6px 16px 6px 6px;border-radius:999px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.16);transition:background .2s}
  .byline:hover{background:rgba(255,255,255,.13)}
  .byline img{width:44px;height:44px;border-radius:50%;object-fit:cover;border:2px solid rgba(255,255,255,.65)}
  .byline span{display:flex;flex-direction:column;font-size:.84rem;color:rgba(255,255,255,.78);line-height:1.35}
  .byline b{font:600 .95rem var(--display);color:#fff}

  /* about */
  .about{background:#fff}
  .ab-grid{display:grid;grid-template-columns:.82fr 1.18fr;gap:clamp(28px,5vw,72px);align-items:center}
  .ab-photo img{width:100%;height:auto;max-width:420px;aspect-ratio:4/5;object-fit:cover;border-radius:28px;display:block;box-shadow:var(--shadow)}
  .creds{list-style:none;padding:0;margin:18px 0 0;display:flex;flex-wrap:wrap;gap:8px;max-width:440px}
  .creds li{font:600 .82rem var(--display);color:var(--navy);background:#eef1fb;border-radius:999px;padding:8px 13px}
  .story{font-size:1.06rem;color:var(--ink);margin-top:14px;max-width:62ch}
  .promise{margin-top:24px;padding:20px 22px;border-radius:20px;background:var(--tint);border:1.5px solid var(--line)}
  .promise h3{font-size:1.05rem}
  .promise ul{list-style:none;padding:0;margin:8px 0 0}
  .promise li{padding:6px 0 6px 30px;position:relative;font-size:.98rem}
  .promise li svg{position:absolute;left:0;top:9px;width:18px;height:18px;color:var(--good)}
  .ab-cta{display:flex;flex-wrap:wrap;align-items:center;gap:14px 22px;margin-top:24px}
  .link2{font-weight:600;color:var(--navy)}
  .sig{font-size:.86rem;color:var(--muted);margin-top:16px}

  /* pricing menu */
  .menu3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:44px;align-items:stretch}
  .pm{border:1.5px solid var(--line);border-radius:24px;padding:28px 24px 24px;background:#fff;display:flex;flex-direction:column;position:relative}
  .pm.main{border-color:var(--navy);box-shadow:var(--shadow-sm)}
  .pm .tag{position:absolute;top:-13px;left:24px;background:var(--red);color:#fff;font:600 .78rem var(--display);padding:6px 12px;border-radius:999px;letter-spacing:.03em}
  .pm h3{font-size:1.3rem}
  .pm-sub{color:var(--muted);font-size:.93rem;margin-top:4px}
  .pm-list{list-style:none;padding:0;margin:14px 0 0}
  .pm-list li{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:13px 0;border-bottom:1px solid var(--line)}
  .pm-list li:last-child{border-bottom:0}
  .pm-list b{display:block;font:600 1rem var(--display);color:var(--navy)}
  .pm-list span{display:block;font-size:.88rem;color:var(--muted);line-height:1.35;margin-top:2px}
  .pm-list em{font:700 1.25rem var(--display);font-style:normal;color:var(--navy);white-space:nowrap;letter-spacing:-.01em;text-align:right}
  .pm-list em small{font-size:.78rem;font-weight:600;color:var(--muted);margin:0 3px}
  .pm-list li{transition:background .35s,box-shadow .35s}
  .pm-list li.fit{background:#fff5f6;box-shadow:inset 3px 0 0 var(--red);margin:0 -12px;padding-left:14px;padding-right:12px;border-radius:12px;border-bottom-color:transparent}
  .pm-list li.fit b::after{content:"Suggested";margin-left:8px;font:600 .66rem var(--display);color:var(--red);background:#fde3e6;border-radius:999px;padding:3px 8px;vertical-align:2px;white-space:nowrap}
  .pm-link{display:inline-block;margin-top:2px;font-weight:600;color:var(--red);text-decoration:none}
  .pm-link::after{content:" \2193"}
  .pm-link:hover{text-decoration:underline;text-underline-offset:3px}
  .tiers2{margin-top:10px;font-size:.9rem;border-top:1px solid var(--line);padding-top:10px}
  .tiers2 summary{cursor:pointer;font-weight:600;color:var(--navy)}
  .tiers2 .t-row{display:flex;justify-content:space-between;gap:10px;padding:6px 0;border-bottom:1px dashed var(--line)}
  .tiers2 .t-row b{font-family:var(--display)}
  .pm-foot{font-size:.88rem;color:var(--muted);margin:14px 0 8px;line-height:1.5;flex:1}
  .pm .btn{width:100%}
  .steps.three{grid-template-columns:repeat(3,1fr)}

  /* contact: talk to Monir */
  .with{display:flex;align-items:center;gap:12px;margin-top:20px;color:rgba(255,255,255,.88);font-weight:500}
  .with img{width:52px;height:52px;border-radius:50%;object-fit:cover;border:2px solid rgba(255,255,255,.55);flex:none}

  /* about: lead line and verify link */
  .ab-lead{font:600 clamp(1.12rem,1.7vw,1.3rem)/1.35 var(--display);color:var(--navy);margin-top:12px;letter-spacing:-.01em}
  .nw{white-space:nowrap}
  .verify{display:inline-flex;align-items:center;gap:8px;font-weight:600;color:var(--navy);text-decoration:none;font-size:.97rem}
  .verify svg{width:20px;height:20px;color:var(--good)}
  .verify:hover{text-decoration:underline;text-underline-offset:3px}

  /* stage picker inside pricing */
  .pick{max-width:1000px;margin:36px auto 0;background:var(--tint);border:1.5px solid var(--line);border-radius:24px;padding:clamp(16px,2.4vw,24px)}
  .pick-q{font:600 1rem var(--display);color:var(--navy);text-align:center}
  .stages{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:14px}
  .stg{font:600 1rem var(--display);text-align:center;padding:12px 10px;border-radius:16px;border:1.5px solid var(--line);background:#fff;color:var(--navy);cursor:pointer;transition:border-color .2s,box-shadow .2s,background .2s,color .2s}
  .stg small{display:block;font:400 .82rem/1.3 var(--body);color:var(--muted);margin-top:2px}
  .stg:hover{border-color:#c9d2ea}
  .stg[aria-pressed="true"]{background:var(--navy);border-color:var(--navy);color:#fff;box-shadow:var(--shadow-sm)}
  .stg[aria-pressed="true"] small{color:rgba(255,255,255,.78)}
  .pick-out{display:grid;grid-template-columns:1fr auto auto;gap:14px 24px;align-items:center;margin-top:14px;padding:16px 18px;background:#fff;border:1.5px solid var(--line);border-radius:18px}
  .po-plan{font:600 1.05rem/1.35 var(--display);color:var(--navy)}
  .po-why{color:var(--ink);font-size:.95rem;margin-top:3px}
  .po-note{color:var(--muted);font-size:.85rem;margin-top:3px}
  .po-total{text-align:right;white-space:nowrap}
  .po-total b{display:block;font:700 2rem/1 var(--display);color:var(--navy);letter-spacing:-.02em;font-variant-numeric:tabular-nums}
  .po-total span{font-size:.84rem;color:var(--muted)}

  /* founding offer, one line */
  .founding{display:flex;align-items:center;flex-wrap:wrap;gap:12px 18px;margin-top:28px;padding:16px 20px;border-radius:18px;background:linear-gradient(160deg,var(--navy) 0%,var(--navy-deep) 100%);color:#fff;box-shadow:var(--shadow-sm)}
  .fo-tag{font:600 .74rem var(--display);letter-spacing:.08em;text-transform:uppercase;background:var(--red);color:#fff;border-radius:999px;padding:6px 12px;white-space:nowrap}
  .founding p{flex:1 1 420px;font-size:.98rem;color:rgba(255,255,255,.88)}
  .founding p b{color:#fff;font-family:var(--display);font-weight:600}
  .founding a{color:#fff;font-weight:600;white-space:nowrap;text-underline-offset:4px}

  /* fee comparison, no strike-through */
  .cmp{margin-top:16px;padding:20px 22px;border-radius:20px;border:1.5px solid var(--line);background:#fff}
  .cmp-cap{font:600 .8rem var(--display);letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
  .cmp-row{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:12px}
  .cmp-row div{padding:14px 16px;border-radius:14px;background:var(--tint)}
  .cmp-row span{display:block;color:var(--muted);font-size:.9rem}
  .cmp-row b{display:block;font:700 1.5rem var(--display);color:var(--ink);letter-spacing:-.02em;margin-top:2px;white-space:nowrap}
  .cmp-row .us{background:#eef8f3}
  .cmp-row .us b{color:var(--good)}
  .cmp-row .save{background:var(--navy)}
  .cmp-row .save span{color:rgba(255,255,255,.75)}
  .cmp-row .save b{color:#fff}
  .cmp-note{font-size:.85rem;color:var(--muted);margin-top:10px}

  /* example claim, behind "See an example" */
  .demo-wrap{margin-top:52px;border-radius:24px;border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.04)}
  .demo-wrap>summary{list-style:none;cursor:pointer;display:flex;align-items:center;flex-wrap:wrap;gap:6px 14px;padding:18px 22px;color:#fff;font:600 1.08rem var(--display)}
  .demo-wrap>summary::-webkit-details-marker{display:none}
  .demo-wrap>summary::before{content:"+";display:grid;place-items:center;width:32px;height:32px;border-radius:50%;background:rgba(255,255,255,.12);font-weight:700;flex:none;transition:transform .2s}
  .demo-wrap[open]>summary::before{transform:rotate(45deg)}
  .demo-wrap>summary small{font:400 .93rem var(--body);color:rgba(255,255,255,.72)}
  .demo-wrap>summary:hover::before{background:rgba(255,255,255,.2)}
  .demo-wrap .demo{margin:0;border:0;border-top:1px solid rgba(255,255,255,.12);border-radius:0 0 24px 24px;background:transparent}

  /* SR&ED check: two tabs */
  .ck-tabs{display:inline-flex;gap:6px;margin-top:26px;padding:6px;border-radius:999px;background:#fff;border:1.5px solid var(--line)}
  .ck-tab{font:600 .98rem var(--display);padding:11px 20px;border-radius:999px;border:0;background:transparent;color:var(--navy);cursor:pointer;transition:background .2s,color .2s}
  .ck-tab:hover{background:var(--tint)}
  .ck-tab[aria-selected="true"]{background:var(--navy);color:#fff}
  .ck-tab .t-sm{display:none}
  .ck-panel{margin-top:20px}
  .ck-intro{color:var(--muted);margin-bottom:14px;max-width:62ch}
  /* SR&ED estimate tab */
  .est-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,520px);gap:clamp(28px,4vw,56px);align-items:start}
  .est-points{list-style:none;padding:0;margin:8px 0 0;display:grid;gap:18px;max-width:46ch;align-content:start}
  .est-points li{display:flex;gap:12px;align-items:flex-start;color:var(--ink)}
  .est-points svg{width:20px;height:20px;flex:none;color:var(--good);margin-top:.18em}
  .est-points b{color:var(--navy)}
  .check .calc{box-shadow:0 30px 70px -40px rgba(13,28,80,.45),0 0 0 1px var(--line)}
  .ex-more{margin-top:16px}
  .ex-more>summary{cursor:pointer;font-weight:600;color:var(--navy);list-style:none;display:inline-flex;align-items:center;gap:8px}
  .ex-more>summary::-webkit-details-marker{display:none}
  .ex-more>summary::before{content:"+";display:inline-grid;place-items:center;width:24px;height:24px;border-radius:50%;background:#e3e8f6;font-weight:700;transition:transform .2s}
  .ex-more[open]>summary::before{transform:rotate(45deg)}

  /* estimator: what a typical contingency fee would be */
  .split small.vs20{display:block;font-size:.76rem;color:var(--faint);margin-top:2px;line-height:1.3}

  /* LinkedIn link, tax note, Calendly block */
  .li-link{display:inline-flex;align-items:center;gap:8px;font-weight:600;color:var(--navy);text-decoration:none;font-size:.97rem}
  .li-link svg{width:22px;height:22px}
  .li-link:hover{text-decoration:underline;text-underline-offset:3px}
  .tax-note{text-align:center;font-size:.86rem;color:var(--muted);margin-top:16px}
  .cal{margin-top:24px}
  .cal-note{font-size:.86rem;color:rgba(255,255,255,.68);margin-top:8px}

  /* founding offer in the hero */
  .hero-offer{display:inline-flex;align-items:center;flex-wrap:wrap;gap:6px 10px;padding:5px 14px 5px 5px;border:1px solid rgba(255,255,255,.22);border-radius:999px;background:rgba(255,255,255,.07);color:#fff;text-decoration:none;font-size:.93rem;line-height:1.3;transition:background .2s,border-color .2s}
  .hero-offer:hover{background:rgba(255,255,255,.13);border-color:rgba(255,255,255,.42)}
  .ho-tag{font:600 .68rem var(--display);letter-spacing:.08em;text-transform:uppercase;background:var(--red);color:#fff;padding:6px 10px;border-radius:999px}
  .hero-offer .arr{width:15px;height:15px;flex:none;transition:transform .2s}
  .hero-offer:hover .arr{transform:translateX(3px)}
  .hero .sub b{color:#fff;font-weight:600}
  .founding{margin:22px auto 0;max-width:1000px}
  .gets b{color:#fff;font-weight:600}

  /* reveal */
  .js .rv{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s cubic-bezier(.2,.8,.2,1)}
  .js .rv.in{opacity:1;transform:none}
  .js .rv.d1{transition-delay:.08s}.js .rv.d2{transition-delay:.16s}.js .rv.d3{transition-delay:.24s}

  /* responsive */
  @media (max-width:1180px){
    .nav{display:none}
    .menu{display:block}
    .right{margin-left:auto}
  }
  @media (max-width:980px){
    .hero-grid{grid-template-columns:1fr}
    .hero h1{max-width:19ch}
    .calc{max-width:560px}
    .est-grid{grid-template-columns:1fr}
    .est-points{order:2}
    .elig-grid{grid-template-columns:1fr}
    .meter{position:static}
    .dl-card{grid-template-columns:1fr}
    .steps.three{grid-template-columns:1fr}
    .ab-grid{grid-template-columns:1fr}
    .pick-out{grid-template-columns:1fr auto}
    .pick-out .btn{grid-column:1/-1}
    .ab-photo img{max-width:340px}
    .menu3{grid-template-columns:1fr;max-width:560px;margin-left:auto;margin-right:auto}
    .c-grid{grid-template-columns:1fr}
    .steps{grid-template-columns:1fr;gap:30px;margin-top:40px}
    .steps::before,.steps::after{top:28px;left:27px;width:2px}
    .steps::before{bottom:28px;right:auto;height:auto}
    .steps::after{height:calc((100% - 56px) * var(--fill));width:2px;background:linear-gradient(180deg,var(--red),#ff6b76)}
    .step{display:grid;grid-template-columns:56px 1fr;column-gap:18px}
    .step .num{grid-row:span 3}
    .step h3{margin:12px 0 6px}
    .step .when{justify-self:start}
    .demo{margin-top:48px}
    .demo-grid{grid-template-columns:1fr;gap:14px}
    .bridge{flex-direction:row;min-width:0}
    .bridge svg{rotate:90deg}
  }
  @media (max-width:760px){
    body{font-size:16px}
    .tel{display:none}
    .top .long{display:none}
    .top .short{display:inline}
    .stages{grid-template-columns:1fr 1fr}
    .byline span{font-size:.8rem}
    .hero h1{font-size:clamp(2.1rem,9.2vw,2.6rem)}
    .q{flex-direction:column;align-items:flex-start;gap:12px}
    .q small{margin-left:34px}
    .yn{margin-left:34px}
    .examples{grid-template-columns:1fr}
    .f2{grid-template-columns:1fr}
    .selects{flex-direction:column}
    .mbar{display:block}
    .hero-offer{border-radius:18px;padding:6px 12px 8px 6px;font-size:.9rem}
    .mbar .btn{width:100%}
    .cmp-row{grid-template-columns:1fr}
    .cmp-row div{display:flex;justify-content:space-between;align-items:baseline;gap:12px}
    .cmp-row b{font-size:1.3rem;margin-top:0}
    .ck-tabs{display:flex}
    .ck-tab{flex:1;padding:10px 6px;font-size:.9rem}
    .ck-tab .t-lg{display:none}
    .ck-tab .t-sm{display:inline}
    .pick-out{grid-template-columns:1fr;gap:10px}
    .po-total{text-align:left}
    .po-total b{display:inline;margin-right:6px}
    .founding p{flex-basis:100%}
    .demo-wrap>summary{padding:16px 18px}
    .pm-list li.fit{margin:0 -10px;padding-left:12px;padding-right:10px}
    .consent{left:10px;right:10px;bottom:10px;max-width:none;padding:10px 12px;font-size:.8rem}
    .mbar-on .consent{bottom:84px}
    .hero .actions .btn{flex:1 1 100%}
    .hero .actions .btn-ghost{display:none}
    .hero .actions{margin:26px 0 22px}
    .calc h3{font-size:1.18rem}
    footer{padding-bottom:110px}
  }
  @media (max-width:380px){
    .btn{white-space:normal;text-align:center;padding-left:18px;padding-right:18px}
    .brand{font-size:1.12rem}
    .brand svg{width:30px;height:30px}
    .top .btn-sm{padding:9px 14px}
  }
  @media (prefers-reduced-motion:reduce){
    *,*::before,*::after{animation:none!important;transition:none!important}
    html{scroll-behavior:auto}
    .js .rv{opacity:1;transform:none}
  }

  /* moving hero background: floating finance scenes */
  .hb{position:absolute;z-index:0;pointer-events:none;right:max(2vw,calc((100vw - var(--max)) / 2 - 10px));top:50%;width:560px;height:470px;transform:translateY(-46%) scale(var(--hbs,1));transform-origin:right center}
  .hb-set{position:absolute;inset:0;transition:opacity .7s}
  html[data-aud="startup"] .hb-set[data-for="smb"],html[data-aud="smb"] .hb-set[data-for="startup"]{opacity:0;visibility:hidden}
  .hs{position:absolute;inset:0;opacity:0;transform:translateY(18px) scale(.985);transition:opacity .9s ease,transform 1.1s cubic-bezier(.2,.8,.2,1)}
  .hs.on{opacity:1;transform:none}
  .hc{position:absolute;left:var(--x);top:var(--y);width:var(--w);background:rgba(255,255,255,.97);color:#16203d;border-radius:20px;padding:18px 20px;box-shadow:0 30px 70px -24px rgba(0,0,0,.55),0 0 0 1px rgba(255,255,255,.4);animation:hcFloat 9s ease-in-out var(--d) infinite alternate;font-family:var(--body,'IBM Plex Sans'),sans-serif}
  .hc.side{background:rgba(255,255,255,.92);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);padding:15px 17px;animation-duration:11s}
  @keyframes hcFloat{from{transform:translate3d(0,0,0) rotate(var(--r0))}to{transform:translate3d(0,-14px,0) rotate(var(--r1))}}
  .hc-top{display:flex;align-items:center;justify-content:space-between;gap:10px}
  .hc-lbl,.hc-ttl{font:600 .82rem var(--display,Poppins),sans-serif;color:#5a6175;letter-spacing:.01em}
  .hc-ttl{color:#14286e;font-size:.9rem;margin-bottom:8px}
  .hc-pill{font:600 .72rem var(--display,Poppins),sans-serif;padding:4px 9px;border-radius:999px;white-space:nowrap}
  .hc-pill.up{background:#e3f6ee;color:#11795a}
  .hc-pill.ok{background:#e7ecfb;color:#14286e}
  .hc-big{font:700 2.05rem/1.05 var(--display,Poppins),sans-serif;color:#14286e;letter-spacing:-.03em;margin-top:6px;font-variant-numeric:tabular-nums}
  .hc-big.sm{font-size:1.55rem}
  .hc-cap{font-size:.78rem;color:#6b7287;margin-top:3px}
  .hc-foot{display:flex;justify-content:space-between;gap:8px;font-size:.8rem;color:#6b7287;margin-top:8px;border-top:1px dashed #dfe3ee;padding-top:9px}
  .hc-foot b{color:#16203d;font-weight:600}
  .hc-chart{display:block;width:100%;height:88px;margin-top:8px;overflow:visible}
  .hc-chart.sm{height:46px}
  .hc-chart .ln{fill:none;stroke:#14286e;stroke-width:3;stroke-linecap:round;stroke-dasharray:420;stroke-dashoffset:420}
  .hc-chart .ln.fc{stroke:#4a6cf0;stroke-dasharray:6 7;stroke-dashoffset:0;opacity:0;transition:opacity .6s 1.3s}
  .hc-chart .ln.up{stroke:#11795a}
  .hs.on .hc-chart .ln:not(.fc){animation:hcDraw 1.6s .25s cubic-bezier(.4,0,.2,1) forwards}
  .hs.on .hc-chart .ln.fc{opacity:1}
  @keyframes hcDraw{to{stroke-dashoffset:0}}
  .hc-chart .dot{fill:#fff;stroke:#14286e;stroke-width:3}
  .hc-chart .area{opacity:.9}
  .hc-chart .b{fill:#b9c6f5;transform-box:fill-box;transform-origin:bottom;transform:scaleY(.15);transition:transform .9s cubic-bezier(.2,.8,.2,1)}
  .hc-chart .b.hi{fill:#14286e}
  .hc-chart .b.lo{fill:#e0566a}
  .hc-chart.wide .b{fill:#4a6cf0}
  .hc-chart.wide .b.hi{fill:#14286e}
  .hc.side .hc-chart{height:62px}
  .hc.chip{display:flex;align-items:center;gap:8px;width:auto;padding:8px 14px 8px 9px;border-radius:999px;font:600 .8rem var(--display,Poppins),sans-serif;color:#14286e;white-space:nowrap;animation-duration:7s;z-index:2}
  .hs.on .hc-chart .b{transform:none}
  .hc-list{list-style:none;padding:0;margin:10px 0 0;display:grid;gap:7px}
  .hc-list li{display:flex;align-items:center;gap:9px;font-size:.86rem;color:#16203d}
  .hc .ck{width:18px;height:18px;flex:none;padding:3px;border-radius:50%;background:#e3f6ee;fill:none;stroke:#11795a;stroke-width:3.2;stroke-linecap:round;stroke-linejoin:round}
  .hc-steps{list-style:none;padding:0;margin:14px 0 0;display:flex;gap:6px}
  .hc-steps li{flex:1;font-size:.72rem;color:#6b7287}
  .hc-steps i{display:block;height:6px;border-radius:999px;background:#e3e7f1;margin-bottom:6px}
  .hc-steps li.done i{background:#14286e}
  .hc-steps li.now i{background:linear-gradient(90deg,#4a6cf0 0 55%,#e3e7f1 55%)}
  .hc-steps li.done span,.hc-steps li.now span{color:#16203d}
  .hc-meter{height:8px;border-radius:999px;background:#e3e7f1;overflow:hidden;margin-top:4px}
  .hc-meter span{display:block;height:100%;background:linear-gradient(90deg,#14286e,#4a6cf0);border-radius:999px;transform-origin:left;transform:scaleX(.1);transition:transform 1.2s .2s cubic-bezier(.2,.8,.2,1)}
  .hs.on .hc-meter span{transform:none}
  .hb-dots{display:flex;gap:8px}
  .hb-dots button{width:9px;height:9px;padding:0;border:0;border-radius:999px;background:rgba(255,255,255,.4);cursor:pointer;transition:width .35s,background .35s}
  .hb-dots button[aria-current="true"]{width:30px;background:#fff}
  @media (prefers-reduced-motion:reduce){.hc{animation:none}.hs,.hb-set{transition:none}.hc-chart .ln{stroke-dashoffset:0}.hs.on .hc-chart .ln:not(.fc){animation:none}}

  /* ---------- v7: two audiences (startups, small businesses) ---------- */
  html[data-aud="startup"] [data-for="smb"]:not(.hb-set),html[data-aud="smb"] [data-for="startup"]:not(.hb-set){display:none!important}

  /* hero: audience tabs, single copy column, moving scenes on the right */
  .hero-grid{grid-template-columns:minmax(0,560px);min-height:clamp(460px,50vh,540px);align-content:center}
  .hero .copy{padding-top:0;max-width:560px}
  .aud-tabs{display:flex;flex-wrap:wrap;gap:4px 26px}
  .aud-tabs a{display:inline-flex;align-items:center;gap:3px;padding:6px 0 7px;color:rgba(255,255,255,.66);text-decoration:none;font:600 1rem var(--display);border-bottom:2px solid transparent;transition:color .2s,border-color .2s}
  .aud-tabs a:hover{color:#fff}
  .aud-tabs a[aria-current="page"]{color:#fff;border-bottom-color:var(--red)}
  .aud-tabs .chev{width:16px;height:16px;transition:transform .2s}
  .aud-tabs a:hover .chev{transform:translateX(2px)}
  .hero h1{margin:18px 0 18px}
  .hero .actions{margin:28px 0 22px}
  .hero .byline{display:flex;width:max-content;max-width:100%;margin-top:14px}
  .hb-ctrl{position:absolute;z-index:2;right:max(24px,calc((100vw - var(--max)) / 2 + 24px));bottom:26px;display:flex;align-items:center;gap:14px}
  .hb-note{font-size:.74rem;color:rgba(255,255,255,.55);letter-spacing:.02em}
  .hb-pause{width:30px;height:30px;padding:0;border-radius:50%;border:1px solid rgba(255,255,255,.35);background:rgba(255,255,255,.08);color:#fff;display:grid;place-items:center;cursor:pointer;transition:background .2s}
  .hb-pause:hover{background:rgba(255,255,255,.18)}
  .hb-pause svg{width:13px;height:13px;fill:currentColor}
  .hb-pause .i-play,.hb-pause[aria-pressed="true"] .i-pause{display:none}
  .hb-pause[aria-pressed="true"] .i-play{display:block}
  .hb-pause:focus-visible,.hb-dots button:focus-visible{outline:2px solid #fff;outline-offset:3px}
  .hb.paused .hc{animation-play-state:paused}
  .hb-dots button{position:relative}
  .hb-dots button::after{content:"";position:absolute;inset:-10px -4px}

  /* services: segmented audience switch and four tiles */
  .svcs{padding:clamp(56px,7vw,92px) 0 clamp(36px,5vw,60px);background:#fff}
  .aud-switch{display:flex;width:max-content;max-width:100%;margin:0 auto 34px;padding:5px;gap:4px;background:var(--tint);border:1.5px solid var(--line);border-radius:999px}
  .aud-switch button{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:11px 20px;border:0;border-radius:999px;background:transparent;color:var(--navy);font:600 .98rem var(--display);cursor:pointer;white-space:nowrap;transition:background .2s,color .2s,box-shadow .2s}
  .aud-switch button:hover{background:#fff}
  .aud-switch .dot{width:8px;height:8px;border-radius:50%;background:#c3cce6;flex:none;transition:background .2s}
  .aud-switch button[aria-pressed="true"]{background:var(--navy);color:#fff;box-shadow:var(--shadow-sm)}
  .aud-switch button[aria-pressed="true"] .dot{background:#ff5a67}
  .aud-switch.m{width:100%;margin:6px 0 10px}
  .aud-switch.m button{flex:1;padding:10px 8px;font-size:.9rem;gap:7px}
  .tiles{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;margin-top:38px}
  .tile{display:flex;flex-direction:column;padding:24px 22px 20px;border:1.5px solid var(--line);border-radius:22px;background:#fff;color:var(--ink);text-decoration:none;transition:border-color .2s,box-shadow .2s,transform .2s}
  .tile:hover{border-color:var(--navy);box-shadow:var(--shadow-sm);transform:translateY(-3px)}
  .t-ic{width:48px;height:48px;border-radius:14px;background:var(--navy);display:grid;place-items:center;flex:none}
  .t-ic svg{width:25px;height:25px;fill:none;stroke:#fff;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
  .tile h3{font-size:1.14rem;margin-top:16px}
  .tile p{color:var(--muted);font-size:.95rem;line-height:1.45;margin:6px 0 16px;flex:1}
  .t-price{font:700 1.3rem var(--display);color:var(--navy);letter-spacing:-.01em;font-variant-numeric:tabular-nums}
  .t-price small{font:600 .8rem var(--body);color:var(--muted);letter-spacing:0}
  .t-go{display:inline-flex;align-items:center;gap:6px;margin-top:10px;font:600 .9rem var(--display);color:var(--red)}
  .t-go .arr{width:15px;height:15px;transition:transform .2s}
  .tile:hover .t-go .arr{transform:translateX(3px)}

  /* prices: four cards, order and highlight follow the audience */
  .menu4{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;margin-top:44px;align-items:stretch}
  html[data-aud="startup"] .pm[data-main="startup"],html[data-aud="smb"] .pm[data-main="smb"]{border-color:var(--navy);box-shadow:var(--shadow-sm)}
  html[data-aud="smb"] .stages{grid-template-columns:repeat(3,1fr)}
  .pm-sub span{display:inline}
  .pm > a.btn{margin-top:14px}
  .pick-alt{text-align:center;font-size:.9rem;color:var(--muted);margin-top:4px}
  .pick-alt a{font-weight:600;color:var(--navy)}
  .hero .byline{background:none;border:0;padding:0}
  .top:not(.solid):not(.open) :focus-visible{outline-color:#fff}
  .hero :focus-visible,.how :focus-visible,.contact :focus-visible,.founding :focus-visible,footer :focus-visible{outline-color:#fff}
  .hc-chart.wide .b.lo{fill:#e0566a}
  .hs:not(.on) .hc,.hero.off .hc,.hero.off::after{animation-play-state:paused}
  .hero:has(.hb.paused)::after{animation-play-state:paused}
  .hc.side{backdrop-filter:none;-webkit-backdrop-filter:none}
  .ck-open-wrap{margin-top:22px}
  html[data-aud="smb"] #check:not(.open) .ck-tabs,html[data-aud="smb"] #check:not(.open) .ck-panel{display:none}
  #check.open .ck-open-wrap{display:none}
  @media (min-width:981px){.steps.three::before{right:auto;width:calc(66.667% + 18.67px)}.steps.three::after{width:calc((66.667% + 18.67px) * var(--fill))}}

  @media (max-width:1180px){ .hb{--hbs:.86} .hero .copy{max-width:520px} }
  @media (max-width:1100px){ .hb{--hbs:.78} .hero .copy{max-width:480px} .tiles{grid-template-columns:repeat(2,minmax(0,1fr))} }
  @media (max-width:980px){
    .hero-grid{min-height:0}
    .hero .copy{max-width:620px}
    .hb{--hbs:.8;position:relative;right:auto;top:auto;left:50%;margin:34px 0 calc(470px * (var(--hbs) - 1)) -280px;transform:scale(var(--hbs));transform-origin:top center}
    .hb-ctrl{position:relative;right:auto;bottom:auto;justify-content:center;margin-top:6px}
    .menu4{grid-template-columns:1fr;max-width:560px;margin-left:auto;margin-right:auto}
  }
  @media (max-width:760px){
    .hb{--hbs:.66}
    .hero .byline{margin-top:12px}
    html[data-aud="smb"] .stages{grid-template-columns:1fr}
    html[data-aud="smb"] .stg{display:flex;justify-content:space-between;align-items:baseline;gap:12px;text-align:left;padding:12px 16px}
    html[data-aud="smb"] .stg small{margin-top:0;text-align:right}
    .aud-switch button{padding:10px 14px;font-size:.92rem;gap:7px}
    .mbar{display:flex}
    .mbar .btn{width:auto}
    .mbar .btn-red{flex:1}
    .hb-pause{width:40px;height:40px}
  }
  @media (max-width:620px){
    .hb{--hbs:.62;height:330px;margin:24px 0 calc(330px * (var(--hbs) - 1)) -280px}
    .hb .hc.side{display:none}
    .hero{padding-bottom:40px}
    .tiles{grid-template-columns:1fr;gap:12px;margin-top:28px}
    .tile{display:grid;grid-template-columns:44px minmax(0,1fr);column-gap:14px;padding:16px 16px 14px;border-radius:18px}
    .t-ic{grid-row:1 / span 4;width:44px;height:44px;border-radius:12px}
    .t-ic svg{width:23px;height:23px}
    .tile h3{margin-top:0;font-size:1.06rem}
    .tile p{margin:3px 0 8px;font-size:.92rem}
    .t-price{font-size:1.1rem}
    .t-go{margin-top:4px}
  }
  @media (max-width:420px){ .hb{--hbs:.6} .aud-switch:not(.m) button{padding:9px 11px;font-size:.88rem} }
  @media (max-width:400px){ .aud-tabs{gap:4px 18px;flex-wrap:nowrap} .aud-tabs a{font-size:.94rem} .aud-tabs .chev{display:none} }
  @media (prefers-reduced-motion:reduce){ .hb-pause{display:none} }
